Do you need more information on Routing Number 31100160
A Routing number is a nine-digit code issued by the Federal Reserve that identifies a financial institution. The routing number is a unique number to instituition.
Routing numbers can be described as both the American Bankers Association routing transit number or an American Banking Association RTN. Typically, large multinational banks can have several different routing numbers, which often depends upon the state in where the bureau runs its main business routes. In contrast, small banks, usually your local banks just use one routing number.
They are used by the Federal Reserve to process Fedwire transfers, ACH(Automated Clearing House) direct deposits, bill payments, and other automated transfers. Routing numbers can be found on a check. The routing number used for checking, savings and money market accounts will identify the financial institution where the account was opened and is located.
|Date of Revision||10/2/2014|
|New Routing Number|
|Bank||BANK OF AMERICA, N.A.|
|Address||ATTN: ACH COORDINATOR/MS2912|
Other ways to find your Routing Number 31100160
Looking at your personal check. The routing number for your bank is located at the bottom of your personal check, see the image for an example
Online bank account. By logging into your online bank account you should be able to find your routing number.
Bank website. You should be able to locate your routing on your bank’s website.
Lookup on the official Federal Reserve Directory
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When may you need your Routing Number
You may need the routing number to:
- Set up direct deposit
- Make a wire transfer
- Setting up automatic bill payments (ACH). To set up a a recurring bill payment you will need the routing number in order to allow payment to be processed.
- Reordering or processing checks. your old checks may work for awhile and the new bank will accept the checks from your old bank. But when they are done you will need to purchase new checks with the new banking information including the routing number
- Sending money internationally. while many banks will use a swift code to send money out of a US account to receive money from an international location to your US bank account your routing should be sufficient.
- Making tax payments. To process an online payment via a bank account to pay your taxes you will need to enter your routing number
To recap When do I need a routing number? If you are making any sort of deposit, withdrawal, or transfer of funds, you will need to provide the routing number for your account.
For instance, if you are following the steps to use Venmo, you will need to make the transfer through your bank account. You will need to provide your routing number and account number to do this. If you’re not sure what your routing number is, you can find it on your checks or on your online bank account.
Below are the links to the larger banks website to locate your routing number
About BANK OF AMERICA, N.A.
BANK OF AMERICA, N.A. Routing Number 31100160
Customer Service Phone: (302) 457-1502
Address: ATTN: ACH COORDINATOR/MS2912