Are looking for the BOA Routing Number?
BOA Routing Number
Different factors will determine your routing number this includes the location where the account was opened, account type and the type of transfer.
The number will be needed when you do one or more of the following:
- Set up ACH recurring payment
- Direct Deposit
- Wire Transfer
- Send Money
However if you opened your checking or savings account in a different state then it is possible that your routing number will different.
As indicated above the routing number for a checking account and savings account for a specific bank location will be the same.
See the list below for the routing numbers for each state.
Wire routing number for BOA Routing Number
If you are sending a wire transfer within the US, then you will need the routing number. If you are sending the funds internationally then you will also need the Swift Code.
|Domestic Wire Transfer||26009593|
|SWIFT Code ( Incoming US Dollar)||BOFAUS3N|
|SWIFT Code ( Incoming Foreign Currencies)||BOFAUS6S|
What is the difference between a Routing number and a Swift Code
The routing number helps to identify the bank when making wire Transfer or ACH payments. A routing number is only needed with the US.
A swift code identifies the bank. This number is used when making international payments.
Is the Bank of America Routing number the same for all locations in a state.
The routing number is the same for all branches within a state. The same routing number is used for both checking and savings.
What is a Routing Number
A Routing number is a nine-digit code issued by the Federal Reserve that identifies a financial institution. They are used by the Federal Reserve to process Fedwire transfers, ACH(Automated Clearing House) direct deposits, bill payments, and other automated transfers. Routing numbers can be found on a check. The routing number used for checking, savings and money market accounts will identify the financial institution where the account was opened and is located.
Why does a bank need a routing number?
For practical reasons each bank or institution needs to be identified. With each institution having an identifier funds are then able to be sent to an institution with the Federal Reserve being able to identify the receiver and where the transaction originated.
Locating the routing Number
Your BOA Routing Number can be found at the bottom of a check. On some checks it is the first set of numbers and others it follows the bank account number or check number. It will always be a set of 9-digit numbers.
ABOUT BANK OF AMERICA
Bank of America is an American Financial services company, which is headquartered in Charlotte, North Carolina.
It was formed through NationsBank’s acquisition of BankAmerica in 1998. Bank of is the second largest banking instution in the United States and serices 10.73% of the America bank depsoits. It provides a full range of banking services.
Bank of America has 4,600 bank locations.
There Online Banking services can be found at bankofamerica.com
Do you need to find a Bank of America Near Me.